Have no health insurance? Learn how to reduce your medical costs and avoid debt collectors.
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While looking for writings and products similar to a project that I am currently working on, I stumbled upon a report called “How to Survive Hospital Costs Without Insurance” by Gregory Allan of The Lawful Path.
He offers the first few chapters for free so that you can get a sense of his writing and see if you might be interested in the full book.
I found his book to be clearly written and the process he lays out to be very simple and easy to follow. Being a student of practical application of law, his process is very similar to the ones I use for dealing with debt collectors, finance charges, late fees, and the occasional municipal agent that I have to deal with.
He provides the full index at the front of the free section, so that you can see what you are getting. Some of the most critical sections ( though they all tie together nicely ) are those on the very basics of dealing with hospitals, contract law, getting debt collectors to stop calling, establishing a record, and making debt collectors go away.
The information in his report is not only applicable to those with no insurance, but it can help a great deal when you find your health insurance refuses to cover something in particular.
In the full (paid) version he includes flow charts as well as pre-written letters for dealing with both hospitals and debt collectors. I know that the debt collector part works as it is very similar to how I have dealt with a couple in the past.
This report is well worth the fifty dollar price tag. And no, i get nothing for recommending this. It is simply something that could be of great help to a large ( and growing ) segment of the population.
If you do nothing else, read the free report as it has a wealth of very good information in it. You can get it via the big yellow box on the right side of The Lawful Path.
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